Protect your loved ones today, tomorrow and in the future
Term life insurance shouldn't be hard to understand. That's why we created a fuss-free insurance plan that helps take care of your loved ones and secure their future goals – in the event you're unable to. What's more, you have the flexibility to stretch your coverage by including the optional critical illness rider for a greater peace of mind.
Get a quote Retrieve your formProtection Cover
Up to S$1,000,000
Protection Period
10 years, guaranteed renewable up to ageFootnote:1 90
Add-on
HSBC Insurance Online Critical Illness Rider
Premium Discounts
Stand to enjoy discounted premiums by answering 4 lifestyle questions.
How HSBC Insurance OnlineProtector benefits you
Guaranteed policy renewals every 10 years
You will qualify for policy renewals every 10 years until you turn 90, without the need for medical proof provided the policy is still in force.
Stand to enjoy premium discounts
Answer 4 lifestyle questions to find out if you are entitled to a discounted premium instantly.
Unemployment benefit
Enjoy the flexibility to defer your premium(s) for up to a maximum of one year without interest.
Footnote:1 Age refers to age next birthday and denotes the insured's age at a particular time with the addition of 1 year.
Enhance your coverage
HSBC Insurance Online Critical Illness Rider
In the unfortunate event of a critical illness, a sum insured of up to S$650,000 will be paid out. The overall sum insured of the plan will then be reduced by the CI amount paid out.
The rider covers 30 critical illnesses including stroke, certain types of cancer and heart diseases.