Life insurance plans to protect your loved ones

HSBC Insurance OnlineProtector

Here's a simple and convenient term life insurance plan that gives you guaranteed protection up to ageFootnote: 1 90 with guaranteed renewable every 10 years, safeguarding your family's future.

Protection Cover

Up to S$1,000,000

Protection Period

10 years, guaranteed renewable up to ageFootnote: 1 90

Add-on

HSBC Insurance Online Critical Illness Rider

Premium Discounts

Stand to enjoy discounted premiums by answering 4 lifestyle questions.

Find out more for premium discounts

Protection Cover

Up to S$1,000,000

Protection Period

10 years, guaranteed renewable up to ageFootnote: 1 90

Add-on

HSBC Insurance Online Critical Illness Rider

Premium Discounts

Stand to enjoy discounted premiums by answering 4 lifestyle questions.

Find out more for premium discounts

DIRECT – ValueTerm

If a fuss-free and flexible term life plan is what you need, look no further. Get essential coverage and enjoy the freedom to choose from a policy term of 5 years, 20 years or up to ageFootnote: 1 65.

Protection Cover

Up to S$400,000

Protection Period

Choose from 3 options

Add-on

DIRECT – Critical Illness Rider

Find out more for premium discounts

Protection Cover

Up to S$400,000

Protection Period

Choose from 3 options

Add-on

DIRECT – Critical Illness Rider

Find out more for premium discounts

Footnote:1Age refers to age next birthday and denotes the insured's age at a particular time with the addition of 1 year.


HSBC Insurance OnlineProtector DIRECT - ValueTerm
Protection Cover(Death, Terminal Illness and Total and Permanent Disability) Minimum: S$400,000
Maximum: S$1,000,000
Minimum: S$50,000
Maximum: S$400,000
Protection Period 10 years 5 years, 20 years or up to ageFootnote:1 65
Guaranteed Renewability Every 10 years (last renewal is at ageFootnote:1 80 and policy will expire at ageFootnote:1 90) Only applicable to a 5-year term (last renewal is at ageFootnote:1 80 and policy will expire at ageFootnote:1 85)
Critical Illness Rider (Optional)

HSBC Insurance Online Critical Illness Rider

Up to S$650,000, subject to terms and conditions

DIRECT - Critical Illness Rider

Up to S$400,000, subject to terms and conditions

Premium Discount Stand to receive discounted premiums by answering 4 lifestyle questions Not available
Unemployment Benefit Available Not available

Footnote:1Age refers to age next birthday and denotes the insured’s age at a particular time with the addition of 1 year.


Important notes

All life insurance products are underwritten by HSBC Insurance (Singapore) Pte. Limited (Reg. No. 195400150N), 9 Battery Road, #12-01 MYP Centre, Singapore 049910. This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. It does not constitute an offer to buy or sell an insurance product or service. Copies of the product summaries in relation to the products offered are available and can be obtained on this website. A person interested in a product should read the relevant product summary for details before deciding whether to buy the product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).Information is correct as at 30 November 2018. This advertisement has not been reviewed by the Monetary Authority of Singapore. This website is issued by HSBC Insurance (Singapore) Pte. Limited.